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Texas title insurance, estimated in seconds.
Texas title premiums are set by the Texas Department of Insurance — the same price at every title company in the state.
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Estimate only. Based on the Texas Department of Insurance Basic Premium Rate schedule for owner's policies effective March 1, 2026 (–6.2% adjustment per Commissioner Order), with the standard simultaneous-issue loan policy rate of $100 when issued together with an owner's policy of equal or greater amount. Endorsements, escrow fees, recording fees, and government charges are not included. Contact us for a full Closing Disclosure quote.
How Texas title rates work
Texas is one of the most tightly regulated title insurance markets in the country. The Texas Department of Insurance promulgates a single Basic Premium Rate that every licensed title agent must charge. The premium is tiered — it scales with the policy amount on a sliding scale, so larger transactions pay a lower marginal rate. What can vary slightly between offices are escrow/closing fees, courier fees, and certain endorsements.
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